If you fell ill or were injured and unable to work, how would you support yourself, your family or your lifestyle? Most people protect themselves against such exposures, by taking out a personal accident and illness policy. However, for those who work in high risk industries, it can be particularly difficult to arrange this type of cover.
Marsh can offer specialised personal accident and illness protection cover for anyone who works in high hazard occupations and industries.
Who do Marsh cover?
As part of this specialised insurance facility, Marsh can arrange cover for:
Pilots, divers, riggers, fishermen, ship’s crew
Emergency Services Personnel
Miners – including underground
Oil and gas rig workers
Overseas workers
Visitors to hazardous countries including War & Terrorism cover if required
Contractors, self-employed, tradesmen
High income earners
Actors and stunt men
Covers as required by EBA’s, Site Agreements and Collective Agreements
What is covered?
Death from an accident
Permanent total disablement caused by an illness or accident
Temporary total disablement caused by an illness or accident
Types of Cover we offer:
Group or Single Covers
Voluntary Workers
War & Terrorism covers including Expats
Flight & Racing Risks
SE Asia and Australia based risks
Excess of Loss
Excess cover on weekly benefits for Disability Contracts
Reinsurance for other Underwriters
Hazardous Pursuits
Blood Borne Diseases
Benefits to you:
Claims paid locally from Adelaide, SA
Flexible approach to unusual covers
Prompt response
Broad Definition of Income
Lloyd’s Security under Marsh Binder
Illness lump sum available
New wording with Market benefits
What additional coverage benefits are available?
Disappearance
Exposure
Hijack
Rehabilitation expenses
Escalation (of weekly benefit after 12 months)
Modifications (required to be made to home or vehicle after permanent or total disablement)
