Coach Membership Insurance
One
Program To Protect You And All Your Coaching Related Liability Exposures
Activities Covered Under the Tennis Australia Insurance Program
Tennis Australia
Coaches Insurance covers you in all "coaching related activities".
"Coaching Related
Activities” include:
§
Coaching, teaching and instructing tennis
§
Developing/ promoting tennis
§
Coaching tennis at privately owned, hired, leased, rented courts
or school facilities
§
Tennis competitions and related activities
§
Organising, managing and conducting tennis programs or training
sessions
§
Distributing newsletters and brochures
§
Physical and Mental Tennis Training
§
Player development programs
§
Tennis rules and regulations
This insurance
protection covers your legal liability for your actions and advice provided
while performing your coaching activities.
The Insurance applies
to
§ Qualified Tennis
Coaches
§ Trainee Coaches
Public,
Products And Professional Liability
Tennis coaches can be held liable for claims arising from negligence, errors
and omissions committed in the course of conducting their business.
As our society becomes
increasingly litigious, the need for our coach members to have appropriate
insurance protection is essential.
Our members represent:
qualified coaches, trainee coaches, volunteers, employees or contractors.
The benefits and
services you can receive as a member of Tennis Australia is outlined in the
separate brochure.
Your Tennis Australia
membership now automatically includes a combined public liability and
professional indemnity insurance protection, which has been designed with our
members in mind.
Do I Need
Insurance Cover ?
As a tennis coach, you are in a position of influence and authority while
performing coaching activities. During these activities you provide
professional advice to pupils that a reasonable person may expect to rely
upon in their capacity as a tennis student. Professional indemnity insurance
protects you from any claims brought against you as a result of this professional
advice.
Also, as a tennis coach you have a responsibility
and duty of care to your pupils and the public, to provide a safe coaching
environment. Public liability insurance protects you from a claim that may
result from you not providing an adequate level of care and safety for the public ,while conducting your coaching related activities.
|
Coverage
Provided
|
Public liability
This insurance protection covers your legal liability for your actions
and advice provided while performing your coaching activities
|
Property in your care, custody & control
Damage to others' property due to your negligence when hired or on loan
|
Products liability
Protection against any product you sell and or provide to your clients
that may cause injury or property damage
|
Professional indemnity
Arising out of your professional advice given and/or taken in your
capacity as a tennis coach
|
Policy excess
Bodily injury and property damage only
|
|
Cover
Limits
|
$ 20 Million
any one occurrence
|
$ 25,000
any one occurrence
|
$20 Million
any one occurrence and in the aggregate any one period of insurance
|
$10 Million
any one occurrence and in the aggregate any one period of insurance
|
$500
each & every claim
|
|
Geographical limits are worldwide excluding USA
and Canada.
Please contact us immediately if you are coaching in the USA or Canada.
In addition to the payment of court judgements made against you in your
capacity as a tennis coach, this specifically tailored insurance program
covers defence and legal representation costs, incurred by you in defending
the claim.
Personal
Accident
This website contains general information it does not take into account your
individual objectives, financial situation or needs, and may not suit your
personal circumstances. This is a basic guide only, providing a summary of
cover provided by the insurer. For full details of the terms, condition,
exclusions and limitations please refer to the specific policy document which
is available upon request.
If you are injured whilst performing one of your many coaching related
activities your Coach Membership Insurance includes the following benefits:
|
COVER PROVIDED
|
LIMITS
|
|
Capital benefits
|
$100,000
|
|
Non Medicare medical
|
80% to $3,000 excess $20
|
|
(accident only) Loss of income
|
100% to $500pw excess 7 days
|
|
Temporary partial disablement
|
100% to $150pw excess 7 days
|
|
Student benefit
|
100% to $300pw excess 7 days
|
|
Domestic home help
|
100% to $300pw excess 7 days
|
|
Funeral
|
Up to a maximum of $5,000
|
|
Broken bones
|
Up to a maximum of $3,000
|
|
Bed Care
|
100% to $300 excess 24 hours
|
|
Out of pocket expenses
|
100% to $200
|
|
Chauffer plan
|
100% to $200pw excess 7 days
|
|
Rehabilitation
|
Up to a maximum of $5,000
|
|
Home and/or motor vehicle modification
|
Up to a maximum of $10,000
|
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