This summary of cover provides an outline of the liability insurance policy arranged on your behalf. Full terms, conditions, limitations, exclusions, and benefits are set out in the policy document, a copy of which is available from Important Documents

Who insures this policy?
This product is administered by Sportscover Australia Pty Ltd under an authority from Lloyds.

Period of insurance
31st December 2009 at 4pm Local Standard Time To 31st December 2010 at 4pm Local Standard Time.

Which establishments are covered under this policy?
ACT Tennis Association trading as Tennis ACT
NSW Tennis Association trading as Tennis NSW
Tennis NT Incorporated trading as Tennis NT
QLD Tennis Association trading as Tennis QLD
SA Tennis Association trading as Tennis SA
Tasmania Tennis Association trading as Tennis Tasmania
Victorian Tennis Association trading as Tennis Victoria
WA Tennis Association trading as Tennis West

This includes affiliated bodies, associations and clubs, together with all playing and non-playing members, coaches, officials, first aid personnel, administrators, directors, officers, officials and voluntary workers of these bodies and clubs.

Who is covered under this policy?

• all registered members
• affiliated regional, district, branch and club members
• players
• committee members
• club directors
• club officers
• office bearers
• talent squads
• teachers
• instructors
• trainers
• masseurs
• timekeepers
• officers
• technical officers
• technical officials
• all voluntary workers including co-opted volunteers
• prospective members for up to four (4) weeks after initial approach
• guest players where applicable
• Any office bearer or member of an unincorporated or incorporated social and/or sporting club, welfare organisation or child care facilities affiliated with the insured and/or formed with the consent of the Insured but only in respect of claims arising from duties connected with activities of any such club, organisation and/or facility.

How much is cover?
The limits of indemnity are:

Details	Limits of Liability
Geographical limits	Worldwide excluding USA & Canada
Limit of liability	$20,000,000 any one occurrence
Professional indemnity	$10,000,000 any one claim and in the aggregate any one policy year
Aggregate Limit – Products liability	$20,000,000 any one occurrence
Excess	$1,000 each and every occurrence Coaches - $500 each and every occurrence

When are you covered?
The policy protects your legal liability for damages, claimant's costs and expenses including legal costs (excluding punitive or exemplary damages) if you suffer personal injury or property damage as a result of your work, during the policy period.

Important information - Public liability
Game Day Checklists are an important part of the public liability policy under the Tennis Australia National Insurance Program. Completion of these checklists ultimately results in the reduced risk of injury to participants, spectators, organizers and the general public.

Please refer to the policy document for a complete list of policy conditions and exclusions. The policy can be located at Important Documents or by calling Marsh on 1300 308 702.