Capital Benefits / Non-Medicare Medical Expenses / Loss of Income

This summary of cover provides an outline of the group personal accident insurance policy arranged on your behalf. Full terms, conditions, limitations, exclusions, and benefits are set out in the policy document, a copy of which is available from Important Documents

The group personal accident policy includes three subsections, each of which covers you for different aspects associated with an accident.

These sub-sections are:
Capital Benefits
Non-medicare Medical Expenses
Loss of Income

Who insures this policy?
This product is administered by Sportscover Australia Pty Ltd under an authority from Lloyds.

Period of insurance
From 31st December 2009 at 4pm Local Standard Time To 31st December 2010 at 4pm Local Standard Time.

Which establishments are covered under this policy?
ACT Tennis Association trading as Tennis ACT
NSW Tennis Association trading as Tennis NSW
Tennis NT Incorporated trading as Tennis NT
QLD Tennis Association trading as Tennis QLD
SA Tennis Association trading as Tennis SA
Tasmania Tennis Association trading as Tennis Tasmania
Victorian Tennis Association trading as Tennis Victoria
WA Tennis Association trading as Tennis West

This includes affiliated bodies, associations and clubs, together with all playing and non-playing members, coaches, officials, first aid personnel, administrators, directors, officers, officials and voluntary workers of these bodies and clubs.

Who is covered under this policy?

• all registered members
• affiliated regional, district, branch and club members
• players
• committee members
• club directors
• club officers
• office bearers
• talent squads
• teachers
• instructors
• trainers
• masseurs
• timekeepers
• officers
• technical officers
• technical officials
• all voluntary workers including co-opted volunteers
• prospective members for up to four (4) weeks after initial approach
• guest players where applicable
• Any office bearer or member of an unincorporated or incorporated social and/or sporting club, welfare organisation or child care facilities affiliated with the Insured and/or formed with the consent of the Insured but only in respect of claims arising from duties connected with activities of any such club, organisation and/or facility.

When are you covered?
In the event of an accident occurring while performing tennis or associated competition, tournaments, practice events, training, associated training, activities connected with the sport of tennis whilst staying away from the insured persons usual residence including but not limited to a tour, camp or event or involved in any voluntary labour, club/association business including administrative activities, meetings, presentation nights and/or any other organised functions including any travel to and/or from and/or between the locations of the activities and/or events. Any activity must be authorised by the association and/or club.

Please refer to the policy document for a complete list of policy conditions and exclusions. The policy can be located at Important Documents or by calling Marsh on 1300 306 383.

Important exclusions to the policy
Professional tennis players are excluded from this policy. Professional tennis players shall be defined as registered members (tennis players) who derive more than $25,000 per annum of their primary source of income from participating in professional tennis events.