 |
Bodily injury sustained by an insured person during the scope of cover which within twelve
calendar months results in: |
The benefits payable will be the following percentage of the Capital Benefit specified in the schedule |
1 |
Death (limited to 20% of the Capital Benefit in the schedule for insured Persons under 18 years of age) |
100% |
2 |
Permanent quadriplegia |
|
100% |
3 |
Permanent paraplegia |
|
100% |
4 |
Permanent total loss of sight |
two eyes
one eye |
100%
50% |
5 |
Permanent total loss of hearing |
two ears
one ear |
75%
25% |
6 |
Permanent total loss of use of |
two arms
one arm |
75%
35% |
7 |
Permanent total loss of use of |
two legs
one leg |
75%
35% |
8 |
Permanent total loss of use of |
two + fingers
two fingers
one finger
one thumb |
40%
14%
4%
5% |
9 |
Permanent total loss of use of |
two + toes
two toes
one toe |
40%
14%
4% |
10 |
Permanent total loss of |
two kidneys
one kidney
spleen
liver
two testicles
one testicle
sexual function |
75%
30%
25%
70%
40%
6%
45% |
11 |
Total & permanent disfigurement shortening of leg
For the purposes of this Event 11 only, 'disfigurement' means disfigurement that extends to more than 20%
of the entire external body. The total percentage paid to be at the Insurers sole and absolute discretion. |
7% up to 45% |
12 |
Any permanent total disability or permanent total loss of use of any body part not shown above will be
compensated as a percentage of the Capital Benefit as determined at the sole and absolute discretion of the
insurer. Such determination will not be inconsistent with the benefits provided under Events 4-11 inclusive. |
up to 90% |
13 |
Becoming HIV positive but cover for this event is only provided if the infection was as a direct result
of playing or participating in the sport nominated in the schedule. |
10% |
14 |
Actual non-Medicare medical expenses incurred following accidental miscarriage or premature childbirth
up to maximum 26 weeks of pregnancy. Cover for this event is only provided if the miscarriage or childbirth
was as a direct result of playing or participating in the sport nominated in the schedule. Event 14 is
subject to deduction of the excess specified in the schedule for medical benefits. |
up to 5% |
|
