|
Bodily Injury sustained by an Insured
Person during the Scope of Cover which within twelve calendar months
results in: |
|
The benefits payable will be the following
percentage of the Capital Benefit specified in the Schedule |
| 1 |
Death (limited to 20% of the Capital Benefit in The
Schedule for Insured Persons under 18 years of age) |
100% |
| 2 |
Permanent Quadriplegia |
100% |
| 3 |
Permanent Paraplegia |
100% |
| 4 |
Permanent total loss of sight
|
two eyes
one eye |
100%
50% |
| 5 |
Permanent total loss of hearing
|
two ears
one ear |
75%
25% |
| 6 |
Permanent total loss of use of
|
two arms
one arm |
75%
35% |
| 7 |
Permanent total loss of use of
|
two legs
one leg |
75%
35% |
| 8 |
Permanent total loss of use of
|
two + fingers
two fingers
one finger
one thumb |
40%
14%
4%
5% |
| 9 |
Permanent total loss of use of
|
two + toes
two toes
one toe |
40%
14%
4% |
| 10 |
Permanent total loss of
|
two kidneys
one kidney
spleen
liver
two testicles
one testicle
sexual function |
75%
30%
25%
70%
40%
6%
45% |
| 11 |
Total & permanent Disfigurement shortening of leg
For the purposes of this Event 11 only, Disfigurement means disfigurement
that extends to more than 20% of the entire external body. The total
percentage paid to be at the Insurers sole and absolute discretion.
|
7% up to 45%
|
| 12 |
Any permanent total disability or permanent total loss
of use of any body part not shown above will be compensated as a percentage
of the Capital Benefit as determined at the sole and absolute discretion
of the underwriters. Such determination will not be inconsistent with
the benefits provided under Events 4-11 inclusive. |
up to 90%
|
| 13 |
Becoming HIV positive but cover for this Event is only
provided if the infection was as a direct result of playing or participating
in the Sport nominated in The Schedule. |
10%
|
| 14 |
Actual Non Medicare Medical Expenses incurred following
Accidental miscarriage or premature childbirth up to max 26 weeks
of pregnancy. Cover for this Event is only provided if the miscarriage
or childbirth was as a direct result of playing or participating in
the Sport nominated in The Schedule.Event 14 is subject to deduction
of the Excess specified in The Schedule for Medical Benefits. |
up to 5%
|
