|
Bodily
Injury sustained by an Insured Person during the Scope of Cover
which within twelve calendar months results in: |
|
The
benefits payable will be the following percentage of the Capital
Benefit specified in the Schedule |
| 1 |
Death
(limited to 20% of the Capital Benefit in The Schedule for Insured
Persons under 18 years of age) |
100% |
| 2 |
Permanent Quadriplegia |
100%
|
| 3 |
Permanent Paraplegia |
100% |
| 4 |
Permanent total loss
of sight
|
two eyes
one eye |
100%
50% |
| 5 |
Permanent total loss
of hearing
|
two ears
one ear |
75%
25% |
| 6 |
Permanent total loss
of use of
|
two arms
one arm |
75%
35% |
| 7 |
Permanent total loss
of use of
|
two legs
one leg |
75%
35% |
| 8 |
Permanent total loss
of use of
|
two + fingers
two fingers
one finger
one thumb |
40%
14%
4%
5% |
| 9 |
Permanent total loss
of use of
|
two + toes
two toes
one toe |
40%
14%
4% |
| 10 |
Permanent total loss
of
|
two kidneys
one kidney
spleen
liver
two testicles
one testicle
sexual function |
75%
30%
25%
70%
40%
6%
45% |
| 11 |
Total &
permanent Disfigurement shortening of leg
For the purposes of this Event 11 only, Disfigurement means
disfigurement that extends to more than 20% of the entire external
body. The total percentage paid to be at the Insurers sole and
absolute discretion.
|
7% up
to 45%
|
| 12 |
Any
permanent total disability or permanent total loss of use of any
body part not shown above will be compensated as a percentage of the
Capital Benefit as determined at the sole and absolute discretion of
the underwriters. Such determination will not be inconsistent with
the benefits provided under Events 4-11 inclusive. |
up to
90%
|
| 13 |
Becoming
HIV positive but cover for this Event is only provided if the
infection was as a direct result of playing or participating in the
Sport nominated in The Schedule. |
10%
|
| 14 |
Actual
Non Medicare Medical Expenses incurred following Accidental
miscarriage or premature childbirth up to max 26 weeks of pregnancy.
Cover for this Event is only provided if the miscarriage or
childbirth was as a direct result of playing or participating in the
Sport nominated in The Schedule.Event 14 is subject to deduction of
the Excess specified in The Schedule for Medical Benefits. |
up to
5%
|
