Contact: Expatriate Health Insurance
Telephone: 1300 720 929 (within Australia only)
Email: expats.ap@marsh.com
The Plan Highlights
Some of the highlights of the International Expatriate Health Plan are:
- No deductibles
- Cover for pre-existing conditions available (conditions apply)
- Pregnancy cover available (conditions apply)
- Automatic AIDS/HIV cover
- Automatic cover for congenital/birth defects in newborn children
- Full cover for organ transplants
- Routine dental treatment
- Routine vaccinations and medical checkups
- Airfares for compassionate travel home (conditions apply)
- Worldwide personal legal liability cover
- Automatic full cover for children joining family overseas on holiday (conditions apply)
- No exclusion if under the effects of drugs or alcohol
- No excluded countries (eg USA)
- No sporting exclusions
- Claims payable in any available currency
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The Cover
The International Expatriate Health Plan provides the following types
of cover:
- Cover up to A$2 million per condition per person per
year available
- Emergency medical repatriation
- Hospital services
- Outpatient doctor services
- Pregnancy cover (conditions apply)
- Dental services
- Home nursing care
- Pharmaceutical supplies
- Repatriation of mortal remains or local burial
- Ambulance services
- Compassionate travel home
- Worldwide personal legal liability cover
Ancillary benefits:
- Acupuncture
- Chiropractic
- Chiropody/podiatry
- Dietician
- Hearing aids, prostheses and appliances
- Homoeopath
- Naturopath
- Occupational therapy
- Optical
- Osteopath
- Psychology, psychiatry, psychotherapy
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Claims
Professional claims management is the key to having claims processed quickly and efficiently.
- Claims response in under five working days
- Tailored claims reports available on request
- Claims payable in any currency. No charges apply for this service
- USA PPO networks used for local claims settlement in the USA
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Legislation Affecting Australian Citizens
Australians have unique problems due to Australian health legislation relating to Medicare and Lifetime Health Cover. These will affect them on either temporary return or when they eventually return to Australia permanently.
These problems cannot be solved by using a non-Australian expatriate health policy.
The Plan can assist with all these issues by providing:
- Continuity of Australian Health Fund membership for the duration of the overseas posting with no time limits
- Private health cover on temporary visits in Australia including access to any private hospital in Australia
- Re-entry into Australian health system on permanent return with no penalties or waiting times (conditions apply)
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